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Posts Tagged ‘telephone survey’

Should I Worry About Pretexting?

December 20th, 2008

Should I Worry about Pretexting?

Pretexting is when someone intentionally falsifies their own identity or lies about something in order to get information out of YOU! This is easily done over the phone by someone who has put a lot of time and effort into figuring out how to get you, or any target, to give up some really personal information that will allow them to do some harm to personal accounts.

Credit Cards and Bank Account information are perfect targets for a pretext scam and some sort of telephone survey is usually put together to withdraw information commonly used in association with accessing those accounts. To protect yourself against a pretexting fraud is not that hard as long as you really think twice about answering questions involving mother’s maiden name, first telephone number, favorite author, etc.  You may recognize some of these terms from setting up your security questions for accounts, or ways to retrieve online passwords if you forget them.

There are plenty of legitimate telephone survey companies out there trying to perform good deeds and collect important information for credible pursuits but who really needs to participate with such a great risk of identity theft out there?  Remember, someone involved in pretexting has gone to great lengths to perfect their scam and appear to be a legitimate representative of some company or agency that most people use.  These criminals are masters of  Social Engineering and know how to gather information without us realizing it is going on.

So why worry about pretexting?

The real problem associated with a pretext type of scam is that once a person has some of your personal information, they can do a pretty good job convincing a customer representative of your bank or credit card company that they are actually you and need either a new credit card issued or some type of malicious balance transfer. There is really no limit to what a good thief can steal and we all really do need to worry about pretexting.

Now there are really two points to be made here. First is that you can protect yourself from a potential scam by knowing who is on the other end of the phone. If they are calling from a cell phone, their number will probably not be associated with any familiar number or a name in your call log.  Searching the number and identifying the owner of the cell phone can be done easily by using a free reverse look up or a cell reverse.  Once you find out the identify of the person behind the calls you can report them to the authorities or simply let them know you caught them phishing. The later usually works and they will move on to the next target.

The second point is that Trace A Cell Number or any reputable mobile number search will not have any information in their database obtained through pretexting. Cell phone number search data and unlisted telephone numbers are accessed through legitimate records and are compiled for use legally. Anyone can pay to use these phone records sources but good reverse look up services have done all the work and have all the information needed in one place and retrieve it for an absolutely minimal cost.

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Can Telemarketers Call My Cell Phone

December 20th, 2008

Can Telemarketers Call My Cell Phone

Telemarketers calling cell phones has been a hot topic of late. The debate stems from some nasty rumors circulating on the internet and I’m the first to admit I fell for them.

Telemarketers cannot legally call a cell phone number the way they can a regular phone listing. Cell phone carriers have always toyed with the idea of creating a 411 directory for cell phones but have yet to do so. And, this idea has sparked a nasty little virus online.

A scam email is circulated saying that in a certain number of days the cell phone 411 will go live and the only way to avoid being called by telemarketers is to sign up for a new and separate national do not call list. Well, this list does not exist and the form people have been filling in to register for the fake list asks for information that could be used to access private accounts.

Human beings tend to use the same security questions for bank accounts, email accounts and other very personal accounts that might prove very fruitful for scammers. When signing up for the fake list the form calls for the registrant to choose a security question and verify their cell phone number. Chances are the most of the victims will use the same security question as they do for their other accounts and they will have given a very hard to find cell phone number as well.

Even though real telemarketers are not supposed to call a cell phone number, you may be surprised to find out that non-profit organizations are permitted to call cell phones. Telephone survey companies and any business you have called from a cell number or done actual business with during an 18 month period of time is legally allowed to call that cell number. Also, any complaint registered by a cell phone owner against an unsolicited caller has 31 days to take full effect.

Our cell phone protection is well intended but tends to fall short because it becomes extremely difficult for cell phone users to identify the owners of the phones calling us. Since cell phone numbers are not listed in a 411 directory, getting someone to stop harassing calls without running a trace on that number through a reverse look up service.

It’s kind of a catch 22 if you ask me but when you are trying to identify a stalker, ducking a bill collector or wondering who may be calling your spouse the small price to access unlimited call traces is worth it.

You may not find a telemarketer on the other end of the call!

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